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Outsmart the
Mortgage Industry and
Save Thousands

Find me a Mortgagor
I Have Questions
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Mortgage Loan

• 1st & 2nd mortgage
• No income & Non-resident

• Fast approval and funding

EC Capital provides mortgages that suit your housing needs. Flexible, fast, secure.

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Mortgage Investment

• Potential yields 8.24%

• Quarterly dividend

• RRSP, TFSA eligible

EC Capital provides investors with investment opportunities into mortgage loans.

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Personal Loans

• Fast & easy approval

• From 4.6% fixed rates

• 3-60 months loan term

EC Capital provides financing for your wedding, travel, education and small business

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Efficient and Reliable Financial Lending and Investment Platform
 

EC Capital is a financial institution registered in Ontario. We provide fast and flexible loan services for borrowers, and provide investors with investment opportunities into mortgage loans secured by Ontario real properties.

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EC Capital is the industry's leading innovative financial company. Through technological innovation, we have built an efficient and reliable financial lending and investment platform to provide customized financing, wealth management products and financial services for Chinese Canadians.

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Our Bank Partners

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We are always committed to providing borrowers with fast and flexible loan services, providing investors with ideal income and stable value-added investment opportunities.

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Quick and Flexible Mortgage Financing
 

EC Capital is one of Canada’s leading financial services companies that leverage financial technology to improve the lending experience. We provide property owners, developers, and home buyers with quick and flexible financing solutions.

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Private 1st Mortgages

  • The lowest interest rate from 4.99%, the fastest loan on the next day

  • Maximum loan amount: 90% of market value

  • No credit history or scores required

  • Suitable customer group:
    low income group
    Self-employment

  • New immigrants
    International Students
    Records of taxes owed and apartment management fees

  • Business turnover

  • Bank refused loan, approval delay

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A Lenders Top 5 Bank Loans

  • Minimum interest rate from 1.35%

  • Eight times income - Maximum loan amount: 20% down payment 80% of market value

  • New immigrants: 35% down payment, no need for income verification, recognition of overseas income

  • Non-residents: 35% down payment, recognition of overseas income proof

  • International students: parents not on the Title

  • Work permit

  • Self-sustainers: 35% down payment

  • Personal loan on-lending to five major banks

  • Lender to the top five banks with low interest rates

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Reverse Mortgage
Pension Loan

  • Loan Amount LTV 50-65%

  • No work certificate and salary required

  • Suitable for retirees

  • No guarantor required

  • Age 65+

  • Bank Reverse loan, non-private loan

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Private 2nd Mortgages

  • The lowest interest rate starts from 7.99%, and the fastest loan is the next day

  • Maximum loan amount: 85% of market value

  • No credit history or scores required

  • Suitable customer group:
    - low income group
    - Self-employment
    - New immigrants
    - International Students
    - Tax debt records

  • business turnover

  • Selling house decoration

  •  Consolidate credit card debt

  •  Down payment for investment property

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B Lenders

  • Self-employment income

  • Low credit score

  • Rejected by the five major banks

  • Private loan to small bank

  • 20% down payment

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20s to 50s Residential Mortgage Loan

  • The fastest loan on the same day, conditionally exempt from evaluation of the house

  • Maximum loan amount: 90% of market value

  • No credit history or score requirements
    suitable for ethnic groups

  • Housing decoration, selling Staging

  • Business working capital scheduling

  • Tax owed

  • Buy a car

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Commercial Mortgage

  • Top 5 banks or lenders from as low as 3.75%

  • Maximum loan amount: 75% of market value

  • Real estate with rental income

  • Types of properties suitable for commercial loans:
    - Retail Center

  • Nursing homes

  • Office building

  • Gas station

  • Multi-purpose mixed building (commercial office and residential mix)
    - Industrial plants
    - Hotel restaurant
    - Off-the-plan and land
    - Multi-family

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Same-day fast private loan handover

  • Make up the difference every other day on the same day, keep the house and deposit

  • Insufficient down payment

  • Appraisal price is too low

  • The bank suddenly reduces the limit

  • Domestic funds cannot come

  • The bank suddenly refuses the loan

  • Work stoppage funds

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Private Loan to Bank Project

  • Private One Loan Transfer Bank

  • Private second loan transfer bank

  • B lender to A Lender

  • High-interest credit to low-interest banks

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Contact Us
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Private Mortgage private loan interest rates from as low as 4.99% Low interest rates, fast review loan! Residential and investment housing bank loan interest rates from 1.35%! Available in Ontario and Vancouver!

Office & Farm

Burnaby & Westwold, BC

$950K

Townhouse

 Surrey, BC

$400K

Apartment

Burnaby & Westwold, BC

$950K

Warehouse

Burnaby, BC

$1.875M

Warehouse

Richmond, BC

$1M

Single Detached

Vancouvour, BC

$1.68M

FIRST & SECOND MORTGAGE

FIRST MORTGAGE

SECOND MORTGAGE

SECOND MORTGAGE

SECOND MORTGAGE

SECOND MORTGAGE

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Let's talk about your mortgage financing

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